Debt Settlement & Debt Management Debt settlement, also called debt negotiation, may provide you with the much needed debt relief you seek. Whether it's from credit cards or other unsecured debt, including signature loans, this debt settlement option may be able to help you:    Make one simple monthly program payment that’s lower than your monthly minimum payments by half!    Save you up hundreds and thousands of dollars overall by getting credit card companies to agree to reduce your credit card debt.    Lower your monthly minimum payments by up to 50%    Help you become totally debt free in a fraction of the time--often cutting months or even years from the time normally needed.    Communicate with your credit card companies and/or collection companies. Understanding Debt Settlement or Debt Negotiation When you owe money to creditors, whether the debt is secured by collateral or unsecured debt, a creditor has the right to sue in court if you aren't paying in accordance with the terms of your creditor agreements. Fortunately, most creditors, including most credit card companies, will agree to settle your debts for less than you owe, often for much less than you owe, because often it's the most profitable strategy for them to use. The bottom line: Credit card companies and other debtors want to collect as much as they can on debts that are owed, but they recognize that many people encounter financial circumstances that make it next to impossible to recover from debt. People who are helped by debt settlement companies include those who have experienced a loss of a job, unexpected medical bills, illness, or other unforeseen circumstances that put a strain on finances. Credit card debt settlement companies specialize in getting the facts on your personal debt situation, presenting those facts to the credit card companies, and negotiating with credit card companies to settle for much less. Get The Help You Need Today SOS DEBT MANAGEMENT can help you find the right solution with a free consultation. You can fill out our Short Newsletter Signup and one of our debt specialists will contact you within 24 hours, or you can call now – (888) 242-1011.     CALL NOW & TRADE STRESS FOR PEACE OF MIND (888) 242-1011

Debts We Can Settle Unsecured debts: ☆    Credit cards ☆    Unsecured loans, personal loans, or lines of credit ☆    Medical bills ☆    Collections or repossessions ☆    Business debts Debts We Can't Settle Secured debts: ☆    Lawsuits ☆    IRS debt or back taxes ☆    Utility bills ☆    Auto loans, government loans, or student loans ☆    Mortgages or home loans ☆    Other secured debts   Your Debt Relief Alternatives If you are considering a type of debt relief program, know that there are alternatives to debt settlement. SOS DEBT MANAGERS also offers debt management, which may work better for some consumers.